Flood Insurance

How to Get Flood Insurance – Purchasing the Best Flood Coverage

What is Flood Insurance? Because standard homeowners insurance doesn’t cover damage from flooding, you will need to purchase a separate flood insurance policy to obtain coverage for your home and its contents. Fortunately, flood insurance is widely available from insurance companies that participate in the National Flood Insurance Program (NFIP), a partnership between the Federal […]

Weather disasters hit the poor the hardest

Whether a natural disaster arrives in the form of an earthquake, tsunami, tornado, or hurricane, it is almost guaranteed that the poor will suffer from the aftereffects of the incident much more than wealthier individuals. This is due in part to the fact that individuals living in poverty often lack the resources that would help […]

Lightning Stats for Injuries & Fatalities 1940 to 2015

Since the 1940s, the annual number of fatalities from lightning has been decreasing. In 1940, lightning was the #1 weather-related killer. In 2015, lightning was in last place. How many people were killed by lightning in 2015? Answer: Approximately 27 people were killed by lightning in 2015, according to NOAA records. This represents a 91% […]

Tips for Hurricane Safety & Preparedness

We recently reviewed ways to receive hazardous weather alerts via NOAA Weather Radio and were reminded by recent catastrophic flooding in Louisiana that it does not take a named storm system to cause catastrophic destruction (life and property). Now, we want to help you review ways to help you prepare for the next tropical event, […]

flood insurance

What is the National Flood Insurance Program (NFIP)?

The standard homeowners insurance policy in the United States does not cover damages from flooding caused by rains, hurricanes, and storms that are common in many parts of the country. Flooding can cause property damages worth hundreds and thousands of dollars, so every American homeowner should know about the National Flood Insurance Program (NFIP). The […]

Best Weather Radios for Severe Storm Alerts

We simply can’t over stress the importance of disaster preparation. This includes having a stockpile of non-perishable foods, water, first aid supplies, backup battery power, and a reliable means of receiving accurate, critical information. A good way to start an emergency preparedness kit is to have a NOAA Weather Radio (NOAA; National Oceanic and Atmospheric […]